Credit Questions & Answers
Q: Are auto loans available for individuals outside of the
United States?
A: No. Our car loan service is available for US residents only at
this time.
Q: What will I need in order to qualify for an auto loan?
A: In most cases all you will need is: Valid Drivers License,
Proof Of Income, Proof of Residence.
Q: Can a first time buyer or someone with no credit qualify?
A: Of Course. There are car loan programs available to help you
start establishing your auto credit.
Q: Can I buy a used car from a private party?
A: No. Our services are only available through our network of new
and used car dealers.
Q: What type of vehicles are available?
A: New and used cars, trucks vans and SUV's are available at our
dealerships.
Q: Will a large down payment be required?
A: Flexible down payment programs or deferred down payments are
available in most circumstances.
Q: Can I get approved for an auto loan with bad credit?
A: Yes you can. Car loans are available for people with bad credit.
Q: I have had a bankruptcy. Can I still qualify?
A: Absolutely, loans are available, however, the bankruptcy must be
discharged.
Q: Is it safe to apply online?
A: Your information is submitted over a Secure Loan Server, so it is
absolutely safe. In fact, your information is actually safer being
transmitted over a Secure Server than it is over a phone. Many cellular
phones and radios can transmit and receive uninvited phone
conversations.
Q: What is the charge for applying for a car loan through your service?
A: You will never be charged. This service is absolutely FREE.
Q: I didn't receive an auto loan approval notice or a phone call what is
going on?
A: You probably did not complete the application. If all fields of the
application are not completed your application will automatically be
filtered out. Please complete the application completely.
Q:What are the interest rates for my car loan?
A:Your interest rate is influenced by several factors; the
year model of the vehicle, the amount of your down payment, your credit
history, and the term of your car loan.
Q:Why are you sending my application to a dealer in my area?
A:Most banks, finance companies, and credit unions will only loan
money for a car or truck when there is a dealer involved. This is called
an indirect loan. The dealer is there to "structure" the sale of the car
to you. The dealer collects all of the necessary paperwork that the
lender may need and then sends that information to the lender. Remember,
over 80% of people buying cars today must go through this indirect
process. We only work with the best dealers in your area to ensure a
pleasurable experience.
Q:Do you offer re-financing?
A:Not at this time. We offer loans on new purchases only via our
affiliate partners.
Q: How do I get started establishing or re-establishing my car credit?
A: Simply
APPLY HERE
What are you waiting for?
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